Oak Street

Portsmouth | Rhode Island

A Storybook

Called Home

View Photos Watch Film 360° VTour Open House

Kate Rooney

Presented At

$499,000

Bedrooms

Bathrooms

Living

1,475

SQFT

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Oak Street

Portsmouth | Rhode Island

13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States. , Portsmouth , Rhode Island

Seaside Cottage In Island Park

Inviting 3-bedroom, 1.5 bath seaside cottage in Portsmouth's Island Park only moments away from the beach, playground and dining options. Step inside and you'll find an open kitchen, dining, and living space designed for gatherings and complemented by a brick surround ready for a new wood stove as well as sliding doors extending the living area to the outside. The large first-floor bedroom is currently used as a yoga and artist's studio, with its own entrance from the backyard, but can easily be converted into a comfortable sleeping space and/or additional living area. A convenient half bath and laundry rounds out the first level. Upstairs, you'll find two good-sized bedrooms with cathedral ceilings and lots of light as well as a full bath. Details like a sunburst front door add personality, while the fenced backyard, paver patio and storage shed make outdoor living and entertaining easy. Whether you're looking for a year-round home, a seaside retreat, or an investment property, this coastal gem combines comfort, flexibility, and charm just steps from the water.

Gallery

3D Street View Tour

Property Location

13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States., Portsmouth Rhode Island

Local Weather & Climate

Portsmouth, Rhode Island

Current Conditions Updated recently

16 °F

Few clouds

Feels Like 4°F

Humidity 82%

Wind 18 mph

Visibility 6.2 mi

Sunrise 12:02 PM

Sunset 9:52 PM

5-Day Forecast

Tue 27 Jan

Clouds

High 21°

Low 10°

Wed 28 Jan

Clouds

High 22°

Low 8°

Thu 29 Jan

Clouds

High 23°

Low 8°

Fri 30 Jan

Clear

High 19°

Low 7°

Sat 31 Jan

Clear

High 22°

Low -1°

Annual Climate Based on last 12 months

47° Avg Low

Feb

56° Avg High

Jul

153 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

50.3" Annual Rainfall

Moderate climate

❄

27 Snow Days

per year

Monthly Temperatures

Jan

32°

22°

Feb

32°

20°

Mar

41°

33°

Apr

54°

44°

May

64°

55°

Jun

76°

66°

Jul

79°

70°

Aug

79°

71°

Sep

70°

62°

Oct

61°

53°

Nov

49°

40°

Dec

38°

28°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Portsmouth?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States have?

This house at 13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States features 3 bedrooms with 1,475 square feet of living space.

What is the size of 13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States?

This property offers 1,475 square feet of living space.

What is the listing price for 13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States?

This property is listed at $49,900,000, which equals $33831 per square foot.

What is the climate like in Portsmouth?

Portsmouth features a pleasant climate. Average temperatures range from 47°F in winter to 56°F in summer. The area receives approximately 50.3 inches of precipitation annually. There are about 153 days with rain throughout the year. Expect around 27 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Portsmouth?

Portsmouth tends to be warmest in Jul and coldest in Feb. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is 13 Oak Street, Portsmouth, RI 02871, Portsmouth, Rhode Island, United States?

This is a house located in Portsmouth, Rhode Island. The property is situated in an established neighborhood with convenient access to local amenities and services.

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